Health Insurance

Charlotte

Get acquainted with health insurance options, such as Medicaid and Medicare, providing support for healthcare expenditures.

Accessing Medical Insurance

Explore further details about the ACA, COBRA, long-term care, and specialized healthcare resources for individuals with disabilities. Additionally, seek assistance in understanding and signing up for health insurance policies.

Health Insurance Act

Visit HealthCare.gov to find out more about the Affordable Care Act and how to apply through the Health Insurance Marketplace.

You might be qualified to apply for coverage through the Health Insurance Marketplace during the special enrollment period, December 23 – March 15, 2024.

Plans for Health Insurance

The role of your health insurance is to offset the costs of medical treatments and prescription drugs. Through a mutual agreement between you and your insurer, a set amount or proportion of your healthcare expenses is covered.

Discover available health resources and insurance options specifically designed for individuals with disabilities. Explore further information regarding disability-related resources and various health insurance offerings tailored to meet their needs.

You have three options for government-sponsored health coverage if you have a disability.

People with disabilities can receive free or inexpensive medical care through Medicaid. Find out who is eligible and how to apply.

Individuals under 65 with certain disabilities and individuals of any age with end-stage renal disease (permanent kidney failure necessitating dialysis or a kidney transplant) are eligible for Medicare coverage for medical expenses. Discover details about the coverage provided, eligibility criteria, and the application process.

People who need health insurance, have a disability, and are not eligible for disability benefits have options thanks to the Affordable Care Act Marketplace. Learn how to enrol in the Marketplace, use your coverage, and more.

Health Resources for People With Disabilities

If you have a disability, federal, state, and local government agencies and programmes can assist you with your healthcare needs.

Visit CDC.gov's Disability and Health section to get articles, programmes, healthy living advice, and more.

Learn more from the Social Security Administration regarding benefits for those with impairments.

To find out what medical and health services are offered locally for individuals with disabilities, get in touch with your municipal or county administration. You can find medical and health programmes by contacting your state's social welfare organisation.

Long-Term Care

The phrase "long-term care" (LTC) refers to a range of services, both medical and non-medical, provided to people with disabilities or chronic illnesses.

Medicare and the majority of health insurance policies significantly restrict or don't cover long-term care. You could require a separate long-term care insurance policy if you want coverage. You can analyse long-term care insurance plans using the following queries.